ICICI Bank offers home loans @ 7.60% p.a. onwards for tenures up to 30 years. It also offers pre-approved instant home loan sanction to its salary account holders and home loan balance transfer facility to existing home loan borrowers of other lenders at lower interests. ICICI Bank Pratham Housing Loan scheme is an affordable housing loan offered to salaried applicants with minimum salary of Rs 10,000 per month and self-employed applicants having business vintage of at least 5 years.
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