Aadhaar Card Loan 2023 : Aadhaar Card which is a unique identification number issued by the Indian government, can be used to apply for a loan online. Many lenders now offer the facility to apply for a loan using Aadhaar Card. Here’s a step-by-step guide on how to take a loan using Aadhaar Card.
Step 1: Check your eligibility
Before applying for a loan, check your eligibility. Most lenders require you to be at least 18 years of age, have a steady source of income, and meet their credit score criteria.
Step 2: Choose a lender
There are various lenders that offer loans using Aadhaar Card, so choose a lender that suits your needs. Look for lenders that offer loans at competitive interest rates, have a good reputation, and provide flexible repayment options.
Step 3: Apply online
Visit the lender’s website and click on the “Apply Now” button. Fill in the required information such as your personal details, employment information, and loan amount required. You will also be asked to enter your Aadhaar Card number.
Step 4: Upload your documents
Most lenders require you to upload your documents online. These may include your Aadhaar Card, PAN Card, bank statements, salary slips, and other relevant documents.
Step 5: Verify your identity
The lender will use the Aadhaar e-KYC service to verify your identity. You will receive an OTP on your registered mobile number linked to your Aadhaar Card. Enter this OTP on the lender’s website to complete the verification process.
Step 6: Wait for approval and disbursal
Once your application is approved, the loan amount will be disbursed directly to your bank account.
Branch Loan App :
Branch is a popular mobile lending platform that provides personal loans to individuals who are looking for quick access to cash. Here’s an overview of the Branch Loan app and how it works.
The Branch Loan app can be downloaded from the Google Play Store or Apple App Store. Once downloaded, users can create an account by providing their personal information such as name, phone number, and email address. Users are also required to link their bank account to the app.
Once the account is set up, users can apply for a loan by entering the loan amount and selecting the repayment period. The app will then assess the user’s creditworthiness based on their credit score, income, and other factors.
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If the user is approved for the loan, the money will be disbursed to their bank account within minutes. Branch offers loans ranging from INR 1,000 to INR 50,000 with repayment periods ranging from 3 to 15 months. The interest rates vary depending on the loan amount and repayment period.
Branch Loan app offers several features to make the loan process easier for users. These include the ability to track loan payments, receive payment reminders, and view loan statements. Users can also refer friends and family to the app and earn cash rewards for every successful referral.
Taking a loan using Aadhaar Card is a quick and convenient way to access funds when you need them. However, make sure to only borrow what you can afford to repay, and read the terms and conditions carefully before accepting the loan offer. Remember that taking a loan comes with financial responsibility, and defaulting on your loan payments can negatively impact your credit score and financial health.