Banking & Finance

Indiabulls Dhani Personal Loan Features : Indiabulls Dhani Personal Loan Apply Online

Indiabulls Dhani Personal Loan :

Below are some attractive features of Indiabulls personal loan:

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  • Loan amount of up to Rs. 1 Lakh.
  • Dhani app loan interest rate starts from 13.99% p.a.
  • The loan can be repaid in 3 interest-free EMIs.
  • A subscription fee of Rs. 125 to Rs. 1,500 is applicable on loan.
  • Get Instant Dhani Loan in just 3 minutes

Dhani Loans and Services Limited (formerly known as Indiabulls Consumer Finance Limited) offers personal loans @ 13.99% p.a. onwards for a loan amount of up to Rs 15 lakh and tenures of up to 2 years. It also offers pre-approved instant personal loans to select customers. Indiabulls offers various types of personal loans including wedding loan, travel loan, used car loan, two wheeler loan, and medical loan.

ndiabulls Dhani Personal Loan Apply Online

     Dhani Personal Loan Processing Fees and Charges

Type of Charges


Processing Fees

3% onwards

Foreclosure/pre-payment charges

>6 months: 5%

Bounce Charges

For salaried: Rs 400 per bounce

For self-employed: Rs 750 per bounce

Late payment penalty

3% per month

Stamp duty charges

As per laws applicable

Duplicate NOC

Rs 500 per request

Repayment mandate/instrument swapping charges

Rs 500 per request

Loan cancellation charges

Rs 3,000

Loan re-booking charges

Rs 1,500

Statement of account charges

Rs 500

Duplicate repayment schedule

Rs 500

Documents Required to apply Dhani Loans

  • PAN Card
  • Proof of Address
  • Bank Credentials

There is no need for borrowers to submit the above documents physically. Instead, these documents can be uploaded directly through the mobile or web application.

Eligibility for Dhani personal Loans

  • Individuals aged 21 years and above
  • Should be salaried or self-employed
  • Must be an Indian citizen

Indiabulls Dhani Personal Loan Features
How to shop on the Dhani App ?

1. Download the Dhani App and buy products online at lowest prices
2. Add your favourite products to your cart and place your order
3. Pay online or opt for Cash on Delivery with Free Home Delivery

With shopping options under ₹99, ₹199, ₹299, etc, Dhani Store is the best place for online shopping in India for high-quality products on a budget.

So why wait?
Buy & Sell best quality Fashion, Electronics, and much more only on Dhani Store.

Dhani Doctor:
Keep you and your family’s health in check at all times. Consult with top doctors anytime, anywhere with the Dhani App. Get 24*7 video consultations from our panel of qualified doctors across 13+ specialities.

Dhani Stocks:
Open your FREE DEMAT & Trading account and enjoy trading at ZERO* Brokerage across all segments like Equity, F&O, Commodity, Currency, Intraday & Delivery!

Bill Payments:
Make easy, hassle-free payments on the Dhani App. Get guaranteed cashback every time you make a bill payment with the Dhani OneFreedom card.

Dhani Corporate Card:
An invite-only offering for corporates that helps them in effectively managing their team’s expenses.

Dhani Metal Card:
A personalised metal card with airport lounge access and many more benefits.

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