Banking & Finance
Navi Personal Loan | Get instant loan upto ₹20 Lakhs
Navi Personal Loan – Apply Navi Instant Loan Online :
Navi Personal Loan Features :
- Get Navi instant personal loan up to Rs. 20 Lakh online.
- Processing fee is 3.99% to 6% (minimum Rs. 1,499 and maximum Rs. 7,499 + GST).
- Get the money instantly transferred to your bank account on approval.
- No bank statements or salary slips are required to apply for the loan.
- The entire process for Navi instant loan is 100% paperless.
- Minimal documentation required.
- No printouts of documents are required.
- Navi app loan interest rate is affordable and starts from 9.9% p.a.
- Flexible tenure up to 72 months and flexible EMI options available.
- Instant online eligibility check.
- No security deposit or collateral required to obtain the loan.
- Zero foreclosure charges levied on prepayment of the loan.
Documents Required for Navi Personal Loan :
PAN Card
Aadhar Card
Applicant’s selfie as a proof
Eligibility Criteria for Navi Personal Loan :
Navi Finserv has not clearly stated the eligibility criteria for its instant personal loan. However, lenders usually consider the following parameters for their personal loan applicants:
Age: Usually 18 to 60 years. However, some lenders have different minimum and maximum age
Minimum income: Usually Rs 15,000. However, many lenders have set minimum income criterion for personal loan applicants.
1. PERSONAL LOAN
Personal loan terms & features
✅ Up to ₹20,00,000
✅ Interest rates: 9.99% to 45% per annum
✅ Tenure: 3 to 72 months
✅ Instant money transfer to bank account
✅ 100% digital process
✅ Flexible loan and EMI options
✅ Minimum household income*: ₹3,00,000
Personal loan terms & features
✅ Up to ₹20,00,000
✅ Interest rates: 9.99% to 45% per annum
✅ Tenure: 3 to 72 months
✅ Instant money transfer to bank account
✅ 100% digital process
✅ Flexible loan and EMI options
✅ Minimum household income*: ₹3,00,000
2. HOME LOANS
Home loan terms & features
✅ Amount: Up to ₹10 Crore
✅ Interest Rate : Starting at 6.71% yearly
✅ Tenure: Up to 30 years
✅ Loan amount up to 90% of property value
✅ Instant loan offer
✅ Loans for under-construction, self-constructed and ready-to-move homes
✅ No application, legal, valuation or document handling fees
Operational Cities
Mumbai, Bengaluru, Delhi, Hyderabad, Chennai, Mysore, Pune
3. HEALTH INSURANCE
Get your health insured in 2 minutes with flexible monthly premium options starting at ₹241/month. Cover up to ₹1 crore. File claims from your phone – anytime, anywhere.
Health insurance terms & features
✅ Cashless claims in 20 minutes
✅ 10,000+ cashless network hospitals
✅ 97% claim settlement ratio
✅ 100% digital process
Home loan terms & features
✅ Amount: Up to ₹10 Crore
✅ Interest Rate : Starting at 6.71% yearly
✅ Tenure: Up to 30 years
✅ Loan amount up to 90% of property value
✅ Instant loan offer
✅ Loans for under-construction, self-constructed and ready-to-move homes
✅ No application, legal, valuation or document handling fees
Operational Cities
Mumbai, Bengaluru, Delhi, Hyderabad, Chennai, Mysore, Pune
3. HEALTH INSURANCE
Get your health insured in 2 minutes with flexible monthly premium options starting at ₹241/month. Cover up to ₹1 crore. File claims from your phone – anytime, anywhere.
Health insurance terms & features
✅ Cashless claims in 20 minutes
✅ 10,000+ cashless network hospitals
✅ 97% claim settlement ratio
✅ 100% digital process
