Banking & Finance

Navi Personal Loan | Get instant loan upto ₹20 Lakhs

Navi Personal Loan – Apply Navi Instant Loan Online :

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Navi Personal Loan Features :

  • Get Navi instant personal loan up to Rs. 20 Lakh online.
  • Processing fee is 3.99% to 6% (minimum Rs. 1,499 and maximum Rs. 7,499 + GST). 
  • Get the money instantly transferred to your bank account on approval.
  • No bank statements or salary slips are required to apply for the loan.
  • The entire process for Navi instant loan is 100% paperless.
  • Minimal documentation required.
  • No printouts of documents are required.
  • Navi app loan interest rate is affordable and starts from 9.9% p.a.
  • Flexible tenure up to 72 months and flexible EMI options available.
  • Instant online eligibility check.
  • No security deposit or collateral required to obtain the loan.
  • Zero foreclosure charges levied on prepayment of the loan.

Navi Personal Loan | Get instant loan upto ₹20 Lakhs

Documents Required for Navi Personal Loan :

PAN Card
Aadhar Card
Applicant’s selfie as a proof

Eligibility Criteria for Navi Personal Loan :

Navi Finserv has not clearly stated the eligibility criteria for its instant personal loan. However, lenders usually consider the following parameters for their personal loan applicants:

Age: Usually 18 to 60 years. However, some lenders have different minimum and maximum age
Minimum income: Usually Rs 15,000. However, many lenders have set minimum income criterion for personal loan applicants.


Personal loan terms & features
✅ Up to ₹20,00,000
✅ Interest rates: 9.99% to 45% per annum
✅ Tenure: 3 to 72 months
✅ Instant money transfer to bank account
✅ 100% digital process
✅ Flexible loan and EMI options
✅ Minimum household income*: ₹3,00,000


Home loan terms & features
✅ Amount: Up to ₹10 Crore
✅ Interest Rate : Starting at 6.71% yearly
✅ Tenure: Up to 30 years
✅ Loan amount up to 90% of property value
✅ Instant loan offer
✅ Loans for under-construction, self-constructed and ready-to-move homes
✅ No application, legal, valuation or document handling fees

Operational Cities
Mumbai, Bengaluru, Delhi, Hyderabad, Chennai, Mysore, Pune

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Health insurance terms & features
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